|
|
Loan Rates
Apply
for a Loan
|
Rates as of
03/28/08
|
| Rate
Description |
Amount
Financed |
Term |
APR |
New Vehicle
(2006-2008)
|
100%
of purchase price |
up
to
72 months
|
6.20%-13.45%
|
Used Vehicle
(2003-2005)
|
NADA
Retail |
up
to
60
months |
7.10%-14.35%
|
Used Vehicle
(2002-Older)
|
NADA Retail |
up
to
24
months |
7.25%-14.50%
|
Used Vehicle
(2002-Older)
|
NADA
Retail |
up
to
36
months |
7.50%-14.75%
|
Used Vehicle
(2002-Older)
|
NADA
Retail |
up
to
48
months |
7.75%-15.00%
|
Recreational Vehicles
(Includes Motor Homes, Campers, Boats, Mobile
Homes, Motorcycles, ATV, Snowmobiles, Watercraft) |
$200 - $5000
|
up
to
36
months |
7.75%-15.00%
|
|
$5001 - $8000
|
up
to
60
months |
7.75%-15.00%
|
|
$8001 - $12,000
|
up
to
84
months |
8.00%-15.25%
|
|
$12,001 - $16,000
|
up
to
96
months |
8.50%-15.75%
|
|
$16,001 - $20,000
|
up
to
120
months |
9.00%-13.50%
|
|
$20,001 - over
|
up
to
144
months |
9.50%-14.00%
|
| Share
Secured Loan |
N/A |
up
to
36
months |
4.50%
|
| CD
Secured |
N/A |
Term of CD
|
1.50%-3.00% over CD Rate
|
Signature
|
$200 - $1000
|
up
to
12
months |
11.00%-16.25%
|
|
$1001 - $3000
|
up
to
24
months |
11.00%-16.25%
|
|
$3001 - $5000
|
up
to
36
months |
11.00%-16.25%
|
|
$5001-$7500
|
up
to
48
months |
11.00%-16.25%
|
|
$7501- $10,000
|
up
to
60
months |
11.00%-16.25%
|
| Overdraft
Protection |
N/A |
N/A |
13.25%-16.25%
|
Home
Equity
(1st Position) |
N/A |
20
years (5year balloon) |
6.25%
|
Home
Equity
(2nd Position) |
N/A |
20
years (5year balloon) |
6.75%
|
A member may get 0.25% reduction on their APR for each of the following products which they use at Turtle Creek Federal Credit Union:
- Share Draft Account
- Payroll Deduction or Direct Deposit
- Auto Loan Renewal
- Share Certificate or IRA
Savings/Shares Rates
| Rates
as of 03/28/08 |
| Rate Description |
MIN
DEPOSIT |
APR |
APY |
|
Savings/Shares |
$25 |
1.00% |
1.00% |
Certificates
| Rates
as of 03/28/2008 |
| Rate
Description |
MIN
DEPOSIT |
APR |
APY |
|
6 Month |
$500 - $9,999 |
1.87% |
1.89% |
|
6 Month |
$10,000 - $49,999 |
2.06% |
2.08% |
|
6 Month |
$50,000 - UP |
2.25% |
2.27% |
|
12 Month |
$500 - $9,999 |
2.07% |
2.09% |
|
12 Month |
$10,000 - $49,999 |
2.26% |
2.28% |
|
12 Month |
$50,000 - UP |
2.45% |
2.48% |
|
24 month |
$1,000 - $9,999 |
2.33% |
2.36% |
|
24 month |
$10,000 - $49,999 |
2.52% |
2.55% |
|
24 month
|
$50,000 - UP |
2.70% |
2.73% |
IRAs
| Rates
as of 03/28/2008 |
| Rate Description |
MIN DEPOSIT |
APR |
APY |
| IRA |
$500.00 |
2.70% |
2.74% |
|
|
