|
|
Loan Rates
Apply
for a Loan
|
Rates as of
3/25/2011
|
| Rate
Description |
Amount
Financed |
Term |
APR |
New Vehicle
(2009-2011)
|
100%
of purchase price |
up
to
72 months
|
5.10%-12.35%
|
Used Vehicle
(2006-2008)
|
NADA
Retail |
up
to
60
months |
6.00%-13.25%
|
Used Vehicle
(2005-Older)
|
NADA Retail |
up
to
24
months |
6.15%-13.40%
|
Used Vehicle
(2005-Older)
|
NADA
Retail |
up
to
36
months |
6.40%-13.65%
|
Used Vehicle
(2005-Older)
|
NADA
Retail |
up
to
48
months |
6.65%-13.90%
|
Recreational Vehicles
(Includes Motor Homes, Campers, Boats, Mobile
Homes, Motorcycles, ATV, Snowmobiles, Watercraft) |
$200 - $5000
|
up
to
36
months |
5.65%-12.90%
|
|
$5001 - $8000
|
up
to
60
months |
5.65%12.90%
|
|
$8001 - $12,000
|
up
to
84
months |
5.90%-13.15%
|
|
$12,001 - $16,000
|
up
to
96
months |
6.40%-13.65%
|
|
$16,001 - $20,000
|
up
to
120
months |
6.90%-11.40%
|
|
$20,001 - over
|
up
to
144
months |
7.40%-11.90%
|
| Share
Secured Loan |
N/A |
up
to
36
months |
4.00%
|
| CD
Secured |
N/A |
Term of CD
|
2.00% over CD Rate
|
Signature
|
$200 - $1000
|
up
to
12
months |
9.90%-15.15%
|
|
$1001 - $3000
|
up
to
24
months |
9.90%-15.15%
|
|
$3001 - $5000
|
up
to
36
months |
9.90%-15.15%
|
|
$5001-$7500
|
up
to
48
months |
9.90%-15.15%
|
|
$7501- $10,000
|
up
to
60
months |
9.90%-15.15%
|
| Overdraft
Protection |
N/A |
N/A |
12.15%-15.15%
|
| Home
Mortgage |
N/A |
30
years (5year balloon) |
Subject to Current Trend and Based on Credability (Maximum $300,000)
|
A member may get 0.25% reduction on their APR for each of the following products which they use at Turtle Creek Federal Credit Union:
For Auto Loans
- Share Draft Account
- Payroll Deduction or Direct Deposit
- Auto Loan Renewal
- Share Certificate or IRA
|
For Mortgages
- Share Draft Account
- Payroll Deduction or Direct Deposit
- A+ Credit Score
- Share Certificate or IRA
|
Savings/Shares Rates
| Rates
as of 1/21/2011 |
| Rate Description |
MIN
DEPOSIT |
APR |
APY |
|
Savings/Shares |
$25 |
0.25% |
0.25% |
Certificates
| Rates
as of 1/21/2011 |
| Rate
Description |
MIN
DEPOSIT |
APR |
APY |
|
6 Month |
$500 - $9,999 |
0.89% |
Dependent on CD Balance |
|
6 Month |
$10,000 - $49,999 |
1.08% |
Dependent on CD Balance |
|
6 Month |
$50,000 - UP |
1.27% |
Dependent on CD Balance |
|
12 Month |
$500 - $9,999 |
0.99% |
Dependent on CD Balance |
|
12 Month |
$10,000 - $49,999 |
1.18% |
Dependent on CD Balance |
|
12 Month |
$50,000 - UP |
1.38% |
Dependent on CD Balance |
|
24 month |
$1,000 - $9,999 |
1.11% |
Dependent on CD Balance |
|
24 month |
$10,000 - $49,999 |
1.30% |
Dependent on CD Balance |
|
24 month
|
$50,000 - UP |
1.58% |
Dependent on CD Balance |
IRAs
| Rates
as of 1/21/2011 |
| Rate Description |
MIN DEPOSIT |
APR |
APY |
| IRA |
$500.00 |
1.30% |
1.30% |
|
|
